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CrediCard National Bank was founded specifically to provide private
label credit card programs. Operations began in 1990 with the launch
of a card program in the convenience store industry. In 1993 we entered
the retail clothing industry offering programs nationwide. Over the
years CrediCard National Bank’s partner base has grown to include
regional chains operating across a broad spectrum of businesses.
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CrediCard National Bank’s goal is to provide a high level of
service and accountability to regional chains and growing businesses
desiring customized private label programs designed to distinguish
their brand from the competition.
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CrediCard National Bank provides customized programs for retailers
capable of generating private label card sales of at least $2,500,000.
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- Non-recourse program.
- Complete customization of all materials representing
the retailer's business. These include:
- Cards
- Applications
- Point of sale advertisement highlighting benefits
of the program
- Statements
- Inserts
- Monthly messages laser printed including graphics
modified as often as desired
- Frequency incentive program with its own separate
logo
- Deferred and Same as Cash billing options
- CrediCard National Bank does not cross sell the
customer any other services, so there is no conflict of interest
between the retailer and CrediCard National Bank
- Credit applications are processed instantly.
- Payments by the customer may be made at the store.
- Instant account information lookup including:
- Current account status
- Minimum due
- Open to buy
- Last purchase amount and date
- Frequency incentive points accumulated
- Authentication of frequency certificates offered
by the customer for redemption
- Pre-authorization of a sale against credit
limit to facilitate sending out merchandise on approval, without
posting a sale at that time
- Deferred billing options
- Clerk identification with each transaction to facilitate
sales analysis reports on a periodic basis.
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