Private Label Credit Cards : Credicard National Bank Private Label Credit Cards Seal

"We are not just about money. Helping a client build a portfolio of great customers with our Private Label Credit Card Solutions over a long mutually beneficial relationship is our goal. To this end, we have designed a program which is friendly to our client’s customers and one which serves as an indispensible tool to help foster and build strong relationships"
Stewart L. Armstrong, President
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Credicard National Bank Private Label Credit Card Management

CrediCard National Bank was founded specifically to provide private label credit card programs. Operations began in 1990 with the launch of a card program in the convenience store industry. In 1993 we entered the retail clothing industry offering programs nationwide. Over the years CrediCard National Bank’s partner base has grown to include regional chains operating across a broad spectrum of businesses.



Credit Card Mission for private label credit cards

CrediCard National Bank’s goal is to provide a high level of service and accountability to regional chains and growing businesses desiring customized private label programs designed to distinguish their brand from the competition.


Private Label  Target Market Program

CrediCard National Bank provides customized programs for retailers capable of generating private label card sales of at least $2,500,000.



Private Label Credit Cards Program Details

  1. Non-recourse program.
  2. Complete customization of all materials representing the retailer's business. These include:
    • Cards
    • Applications
    • Point of sale advertisement highlighting benefits of the program
    • Statements
    • Inserts
    • Monthly messages laser printed including graphics modified as often as desired
    • Frequency incentive program with its own separate logo
    • Deferred and Same as Cash billing options
  3. CrediCard National Bank does not cross sell the customer any other services, so there is no conflict of interest between the retailer and CrediCard National Bank
  4. Credit applications are processed instantly.
  5. Payments by the customer may be made at the store.
  6. Instant account information lookup including:
    • Current account status
    • Minimum due
    • Open to buy
    • Last purchase amount and date
    • Frequency incentive points accumulated
    • Authentication of frequency certificates offered by the customer for redemption
    • Pre-authorization of a sale against credit limit to facilitate sending out merchandise on approval, without posting a sale at that time
    • Deferred billing options
  7. Clerk identification with each transaction to facilitate sales analysis reports on a periodic basis.




Private Label Credit Cards