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This is CrediCard National Bank’s Privacy Notice.
Your account is issued by us.
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In order to facilitate the marketing of the store’s goods
and services, we share your nonpublic personal information with
the store. However, we do not sell or disclose this information
to any other nonaffiliated third parties for marketing purposes.
In the event that we hereafter decide to modify our existing policies
and practices and provide information to nonaffiliated third parties
for marketing purposes, you will receive written notice of the same
and be provided with an opportunity to prevent the disclosure of
such information.
Nevertheless, we do disclose information to
nonaffiliated third parties as necessary to conduct our business
or when disclosure is required or permitted by law. Examples of
the foregoing include the disclosureof information to:
- Third parties to enable the same to perform
services and functions for us as necessary to effect, administer
or enforce a transaction between you and us; Information shared
may include nonpublic personal information, date of birth, telephone
number, payment history, credit information and balances;
- Consumer reporting agencies to retrieve or
report your credit worthiness and credit history; Information
shared may include nonpublic information, payment history including
late or missed payments, defaults on your account and credit limits
or other credit information; or
- Law enforcement or regulatory agencies for
such purposes as the detection and prevention of fraud. Information
shared with any of the afore mentioned may include any information
we have on your account legally available to such parties or agencies,
even if your account has been closed.
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We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products
or services to you. We maintain physical, electronic and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information.
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We share your information with the store to provide you with the
highest level of customer service. We value our relationship with
you and would like you to remain one of our customers. If you believe
that any of the information that we maintain or provide about you
is inaccurate or you have any questions or comments regarding our
policies and practices regarding the disclosure of your information,
you may contact us at the following toll-free number: 1-800-749-5081.
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Nonpublic personal information means information about you that
we collect in connection with providing a financial product or service
to you. The information we collect about you may come from: credit
applications or other forms you fill out for us, your transactions
with us, your transactions with nonaffiliated third parties in connection
with your relationship with us, or from consumer credit reporting
agencies. Nonpublic personal information does not include information
that is available from public sources, such as telephone directories
or government records.
An affiliate is a company we own or control,
a company that owns or controls us, or a company that is owned or
controlledby the same company that owns or controls us. Ownership
does not mean complete ownership, but means owning enough to have
control.
A nonaffiliated third party is
a company that is not an affiliate of ours. |
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